Get in touch
Call us today to book a survey01691 898560

Spray Foam Insulation: The Risks and Alternatives

Written by
Richard Massie
linked-in icon
February 5, 2025

The Risks

Spray foam insulation is often touted as a miracle solution for energy efficiency and insulation, but when it comes to using it on your roof, there are some serious concerns that homeowners should be aware of. In this blog, we'll explore the reasons why Spray foam insulation is not a good choice for roof insulation in more detail.

Firstly, let's talk about the cost. Spray foam insulation is one of the most expensive insulation options available, and the cost of installation can quickly add up. This is especially true if you're looking to insulate a large area, such as your entire roof. Additionally, spray foam insulation requires specialized equipment and trained professionals to install it properly, which can increase the cost even further. In some cases, the cost of spray foam insulation may be so high that it does not make financial sense to invest in it, especially if the homeowner is planning to sell the property in the near future.

Another concern with spray foam insulation is that it can be difficult to remove. If a homeowner decides they no longer want spray foam insulation on their roof, it can be challenging and expensive to remove it. This is because spray foam insulation is typically sprayed directly to the underside of the roof and adheres tightly to the surfaces. Removing it can cause damage to the roof and other parts of the home, which can be costly to repair. In some cases, it may even be necessary to replace the entire roof if the spray foam insulation has caused significant damage.

One of the most significant concerns with spray foam insulation is that it can lead to moisture problems. When spray foam insulation is installed on a roof, it creates a vapor barrier, which can trap moisture inside the home. This can lead to mold and mildew growth, which can be hazardous to the health of the occupants. Additionally, if moisture is allowed to accumulate in the insulation, it can cause the roof to rot or deteriorate over time, which can lead to costly repairs. This is particularly concerning in areas with high humidity or frequent rain, where moisture can easily become trapped in the insulation. The majority of mortgage lenders do not like spray foam insulation in roofs because of the potential risks associated with it. All of these factors may make mortgage lenders more hesitant to approve loans for homes with spray foam insulation in the roof.

Another concern with spray foam insulation is that it can be flammable. While most spray foam insulation is treated with fire retardants, it is still possible for it to catch fire in certain circumstances. If a fire does occur, spray foam insulation can release toxic fumes, which can be hazardous to the health of the occupants. Additionally, spray foam insulation can make it more difficult for firefighters to access the roof, which can increase the risk of damage to the home.

Finally, spray foam insulation can be an environmental concern. The chemicals used in spray foam insulation can be harmful to the environment if they are not disposed of properly. Additionally, the production of spray foam insulation requires significant energy and resources, which can contribute to environmental degradation. This is particularly concerning for homeowners who are looking to reduce their carbon footprint and minimize their impact on the environment.

In conclusion, while spray foam insulation can have its benefits, it is not a good choice for roof insulation. The high cost of installation, difficulty in removal, moisture problems, flammability, and environmental concerns all make spray foam insulation a poor choice for homeowners looking to insulate their roofs. Instead, homeowners should consider alternative insulation options that are more cost-effective, easier to install and remove, and less hazardous to the health of the occupants and the environment. By making an informed decision about the insulation used on their roofs, homeowners can ensure that their homes are safe, comfortable, and energy-efficient for years to come.

The Alternatives

If you’re looking for an alternative to roof spray foam insulation, there are several options available that can still provide excellent insulation and energy savings.

1. Fiberglass insulation

Fiberglass insulation is a popular and effective alternative to foam insulation. It is made from spun glass fibers that are woven together to create a material that is durable, lightweight, and easy to install. Fiberglass insulation comes in rolls or batts, and can be installed in the attic or between walls.

One of the benefits of fiberglass insulation is that it is non-toxic and does not produce any harmful fumes or gases. It is also resistant to moisture and mold, making it a great choice for homes in humid climates. Fiberglass insulation is also cost-effective and can provide significant energy savings over time.

2. Cellulose insulation

Cellulose insulation is made from recycled paper and is a popular choice for homeowners who are looking for an eco-friendly and sustainable insulation option. Cellulose insulation can be blown into the attic or walls, and can provide excellent insulation against heat loss and gain.

One of the benefits of cellulose insulation is that it is made from recycled materials and is therefore environmentally friendly. It is also resistant to fire, pests and mold, and can help to reduce noise levels in the home.

3. Mineral wool insulation

Mineral wool insulation is made from natural materials such as rock or slag, and is a great alternative to spray foam insulation. Mineral wool insulation is available in batts or rolls, and can be installed in the attic, walls or ceiling.

Mineral wool insulation is fire-resistant, moisture-resistant and can provide excellent insulation against heat loss and gain. It is also non-toxic and does not produce any harmful fumes or gases, making it a safe and healthy choice for homeowners.

4. Radiant barrier insulation

Radiant barrier insulation is a reflective material that is installed in the attic to reflect heat away from the home. It is not technically an insulation material, but it can help to reduce the amount of heat that enters the home through the roof.

Oneof the benefits of radiant barrier insulation is that it can be installed quickly and easily, and can provide significant energy savings over time. It is also non-toxic and does not produce any harmful fumes or gases.

This article is a guide and you should always seek professional advice for your own personal circumstances.
Meet the Author
Richard Massie
linked-in icon
Richard is our Managing Director, senior building surveyor and RICS registered valuer. He if often found writing historic building surveys or producing expert valuation reports.
The Evolution of Breathable Roofing Felt: History, Benefits, and Modern Challenges
RICS Home Survey vs Mortgage Valuation: What's the difference?
Spray Foam Insulation: The Risks and Alternatives
SJM Surveyors Ltd
Registered in England & Wales
Company Number: 14449575
Registered Office: 6, Salop Road, Oswestry, Shropshire, SY11 2NU
LinkedIn Social Icon Instagram Social IconFacebook Social Icon
Copyright © 2025 – SJM Surveyors Limited| All Rights Reserved